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Professional Essay Writers Define Principles of Islamic Banking

Advice from Professional Essay Writers

Being a student is all about learning and completing different assignments like essays, research papers, lab reports, etc. But many students have a tough time keeping up with the pace of the study process and when it comes to writing essays, they sometimes retreat or hand in poorly researched or written essays. If you are assigned to write an essay on a topic like Principles of Islamic Banking, you will need a lot of will power and dedication to complete such task on time. Professional essay writers are aware of that and thus we decided to give you a little advice on this matter.

Professional Essay Writers Describe Principles of Islamic Banking

There are millions of Muslims in the world and all of them consider that banks should be avoided as Islam is a religion which prohibits believers to deal with interest. Nevertheless, just like all other human beings Muslims need banking services to finance business ventures, to buy houses and cars, to facilitate capital investment and undertake trading activities as well as to offer a safe place for savings, etc. For these reasons Islamic Banking Institutions has started to take shape based on the principles of Islamic Financing which is laid down in the Qur’an with its major principle of prohibition of charging interest.

Professional Essay Writers Describe Major Laws of Islamic Banking

The Shari’ah (major Islamic Law) disallows Riba (profit), so any predetermined payment over and above the actual amount of principal is prohibited. According to Principles of Islamic Banking, it is allowed to give out only one kind of loan – qard-el-hassan (good loan) whereby the lender does not charge any interest on the money lent. At the same time Islam encourages Muslims to invest their money and become partners in order to share profits and risks in the business. In other words, Islam encourages investments so that the community can benefit from it. According to Islamic principles, it is not acceptable to make money from money thus stocks, gambling or any other speculation is strictly prohibited. These are the major principles of Islamic Banking, so if you need an essay written on such topic, please feel free to contact our professional essay writers and we will help.

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